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TaraPay Privacy Policy

Last Updated: November, 2025

TaraPay (“we”, “our”, “us”) is committed to protecting your personal information and ensuring a safe, secure, and transparent financial experience. This Privacy Policy explains how we collect, use, store, and protect your data when you access our website, mobile application, or any of our financial products and services.

By using TaraPay, you agree to the terms outlined in this policy.

 

  1. Information We Collect

We collect information to help us verify your identity, provide financial services, and keep our platform secure.

  1. Personal Information
  • Full name
  • Phone number
  • Email address
  • Date of birth
  • Home/Business address
  • Identification documents (e.g., NIN, passport, driver’s license)
  1. Financial Information
  • Bank account details
  • Card information (processed securely via PCI-compliant providers)
  • Transaction history
  • Wallet balances
  1. Device & Usage Information
  • IP address
  • Device type
  • Browser type
  • App usage data
  • Cookies and tracking information
  1. Additional Information
  • Customer support messages
  • Feedback and survey responses
  • Referral information (if applicable)

 

  1. How We Use Your Information

We use your data to:

  • Create and manage your TaraPay account
  • Process transactions, payments, withdrawals, and deposits
  • Verify your identity and comply with financial regulations (KYC/AML)
  • Improve the performance and security of our app and services
  • Communicate updates, alerts, and promotional information
  • Detect and prevent fraud, unauthorized access, or illegal activities
  • Enhance customer support and service quality

 

  1. Sharing Your Information

We do not sell your personal data.
However, we may share information with trusted third parties when necessary:

  1. Service Providers
  • Payment processors
  • Identity verification partners
  • Cloud hosting providers
  • Fraud prevention systems
  1. Regulatory Bodies

We may disclose information to comply with:

  • Anti-money laundering laws
  • Regulatory audits
  • Court orders or legal investigations
  1. Business Transfers

If TaraPay undergoes a merger, acquisition, or restructuring, your information may be transferred, but you will be notified in advance.

 

  1. How We Protect Your Data

Your security is our priority. We use industry-standard measures, including:

  • End-to-end encryption
  • Tokenization of sensitive card data
  • Secure server architecture
  • Multi-factor authentication (MFA)
  • Regular security audits and monitoring
  • Firewalls and intrusion-prevention systems

We continuously work to ensure that your financial information is safe and confidential.

 

  1. Your Rights

Depending on your region, you may have the following rights:

  • Access and review your personal information
  • Request correction or updates
  • Request deletion of your data (where legally permitted)
  • Opt-out of promotional messages
  • Withdraw consent for specific processing activities
  • Request a copy of your data

To exercise any rights, please contact us at [Insert Contact Email].

 

  1. Cookies and Tracking Technologies

TaraPay uses cookies to:

  • Improve app performance
  • Remember your preferences
  • Analyze traffic and usage patterns
  • Enable secure login sessions

You may disable cookies through your browser settings, but this may affect your experience.

 

  1. Third-Party Links

Our app or website may contain links to third-party sites. TaraPay is not responsible for their privacy practices or content. We recommend reviewing each site’s privacy policy before sharing your data.

 

  1. Children’s Privacy

TaraPay is not intended for individuals under 18 years of age.
We do not knowingly collect information from minors.

  1. Changes to This Policy

We may update this Privacy Policy periodically. All changes will be posted on this page with a new “Last Updated” date. Continued use of TaraPay constitutes acceptance of the revised policy.

  1. Contact Us

For questions, concerns, or privacy requests, please contact:

TaraPay

177 Jakpa Road Effurum Delta State, Nigeria
Email: info@tarapay.com
Phone: 08052514716, 08138614328
Website: https://tarapay.ng